Dealer Finance
Whether you need floorplan financing, facility upgrades, deposit & treasury solutions, looking to make an acquisition or facilitate a succession, our bankers are ready to provide strategies and solutions tailored to your Auto, RV, and Marine dealership.
Auto
RV
Marine
With a dedicated team of bankers serving dealerships, we understand what makes your industry unique, from varied buying cycles to geographical nuances, as well as how these factors impact your cash flow. That’s why we tailor our approach to your inventory cycle. We listen to what your needs are and work with you to develop the solutions right for your dealership, from funding a growth strategy to financing an acquisition or facilitating a succession.
BMO’s online floor plan system provides real-time access to transactions, specific vehicle information and statement generation, allowing you to better manage and track your inventory.
With BMO’s fully integrated cross border Canada-U.S. capabilities, we are well equipped to assist if you’re looking to expand into the U.S., and our wealth management solutions help manage your personal finances as your needs evolve on both sides of the border.
With nearly 40 years of experience in serving the industry, BMO has been a stable, reliable and committed resource for dealerships.
Dealer Finance Offerings
Floorplan Loans
To finance new and used vehicle inventory, vehicle exporting to the U.S., including flexibility to meet seasonal requirements.
Term Loans
To finance a wide range of needs including items ranging from fixed asset purchases to renovation and construction of premises.
Acquisition Financing
To support goodwill financing, share purchases, and recapitalization.
Operating Loans
Meeting day-to-day liquidity needs.
Wholesale Lease Loans
To finance dealership in-house lease and daily rental vehicle portfolios.
Investment Capital
To support growth and succession planning, including sub-debt, mezzanine financing and private equity.
Dealer Finance Experts
For dealer finance experts in the U.S., please visit our U.S. Dealer Finance page.
