Michel Tram is a Director of Liquidity Solutions. As a member of the Treasury & Payment Solutions group, Michel specializes in helping corporate clients maximize working capital with a focus on optimizing liquidity management.

Before joining BMO in 2019, he worked for Cachematrix a fintech firm specializing in liquidity investment portals from 2015 to 2018. Prior to his fintech experience, Michel held senior client facing roles in liquidity investments with Bank of America Merrill Lynch from 2010 to 2015 and at Wells Fargo from 2006 to 2010. He started his career with JPMorgan Chase in New York and covered a variety of functions in global custody, cash management, and corporate treasury.

Michel holds a BBA in Accounting from Baruch College. He also holds the Certified Treasury Professional (CTP) certification and is an active speaker and participant in the cash management conferences both nationally and regionally.