Supermarket aisle with cosmetic healthcare product shelves interior:

Specialty Consumer

We provide tailored financial solutions to businesses in the specialty retail, beauty & wellness, pet, sporting goods and softlines industries.


Our experienced consumer-sector specialists understand the unique challenges and opportunities facing these industries. With integrated Commercial and Investment Banking teams, coupled with skilled Capital Markets, M&A, and Wealth partners, we stay attuned to emerging consumer trends and commodity price fluctuations. This enables us to help you navigate the complexities of your business and raise the capital to fuel your company’s growth.


We partner with you to understand your vision and deliver strategic advice and financial solutions to bring it to life. Discover how our expertise can help you meet your goals and unlock new opportunities.

An East Asian woman chooses cosmetics in a store

Specialty Retail & Apparel

We offer fully underwritten structures including asset-based lending, split-lien, and high-yield financing. Additionally, we can structure financing for LBOs, dividend recaps, and growth initiatives. Our services extend to strategic advisory, supply chain support, trade finance, and liquidity management.

Beauty & Wellness

From ingredient suppliers and CMOs/CDMOs to distributors, brands, retailers, salons and spas, we support businesses across the entire value chain. Whether you are scaling production, expanding retail, optimizing supply chains, or enhancing customer experience, our team offers financial expertise to help your business thrive in this rapidly-evolving sector.

Pet

From food manufacturers and tech innovators to vet services, specialty retailers, groomers, and trainers, we understand the needs of this vibrant sector. Whether you are launching new products, expanding services, navigating supply chain complexities, or scaling operations, we offer customized financial solutions to support your growth.

Other Consumer Products

As businesses explore organic/inorganic growth and re-shoring manufacturing, we provide financing and advisory solutions—including supply chain and equipment financing—tailored to sectors including sporting goods and leisure.

Key Trends Shaping the Retail & Consumer Landscape

E-commerce & Omnichannel


Online shopping and seamless omnichannel experiences, driven by influencers and platforms like TikTok, continue to rise.

Sustainability


Consumers increasingly demand clean, ethical, and eco-friendly products.

Personalization


Custom offerings are key to meeting diverse consumer preferences.

Experiential Retail


Immersive, engaging in-store experiences are critical to driving customer traffic and loyalty.

Technology & Innovation


AI, AR, automation, and authentic influencer engagement are driving measure sales growth.

Specialty Consumer Experts

Schedule a consultation with one of our experienced lending professionals to discuss your specific needs and explore how we can help your business thrive.


Patricia

Patricia Delgrande

Managing Director
Headshot of Todd Giles

Todd Giles

Managing Director, Group Head – National Industries Team

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