Indigenous Banking
We partner with Indigenous communities across Canada to help advance economic self‑sufficiency and deliver better outcomes through strong business collaboration.
BMO has been a dedicated partner to Indigenous communities for more than 30 years, offering specialized banking solutions across personal, business, commercial, wealth, and capital markets. We are proud to have pioneered many firsts in Canada, including the On‑Reserve Home Loan Program and other Indigenous-specific programs for personal banking, entrepreneurs, and investment needs. We are committed to fostering reconciliation and economic prosperity for Indigenous clients, businesses and communities through trusted relationships built on mutual respect.
We engage with Indigenous Peoples guided by three pillars – Education, Employment and Economic Empowerment – that rest on a platform of zero barriers to inclusion for all.
Education
Through our eLearning program, Nisitohtamowin ᓂᓯᑐᐦᑕᒧᐃᐧᐣ, BMO SmartProgress for Indigenous Communities and various internal & external sessions, we are committed to our learning journey.
Employment
We seek to recruit top talent from all communities, including Indigenous communities and create an inclusive workplace through various programs including BMO Sharing Circle, an Employee Resource Group.
Economic Empowerment
For more than 30 years, our Indigenous Banking Unit has contributed to the economic growth and empowerment of Indigenous communities across Canada.
BMO Experience & Expertise
Indigenous Banking
Our Indigenous Banking Unit, created in 1992, brings deep expertise, national reach, and tailored financing guidelines to support Indigenous individuals, businesses, governments, and organizations.
Personal Banking
We offer personalized support and special offers to members of Indigenous communities for real financial progress, including access to both in branch and dedicated remote banking services.
Get in touch with a Virtual Banker here.
Indigenous Entrepreneurs
We're committed to supporting and championing Indigenous-owned businesses to help accelerate growth through our BMO for Indigenous Entrepreneurs program.
Our Commitment
Our engagement with Indigenous customers, colleagues and communities is framed by three pillars – education, employment and economic empowerment. Learn more about BMO’s commitments to Indigenous customers, colleagues, and communities.
Office of Reconciliation
Along with the Head of Enterprise Indigenous Strategy, the Office of Reconciliation leads the development and execution of BMO’s Indigenous Strategy. The Office of Reconciliation's mandate is to advance reconciliation by improving positive respectful relationships and implementing consultative change in a meaningful way.
Indigenous Banking Experts
View our full team of Indigenous Banking Experts
Latest Insights
The information contained in this publication is provided for general informational purposes only and does not constitute legal, tax, investment, or other professional advice. Programs and offers featured are subject to eligibility requirements, referral processes, capacity limitations, availability, and change without notice.
BMO does not endorse, guarantee, or assume responsibility for the products, services, advice, or content provided by third-party organizations. Participation in any program is at the discretion of the third-party provider and subject to its terms and conditions. Preferred pricing or complimentary access, where available, is not guaranteed and may vary.
You should consult your own professional advisors and your BMO Relationship Manager to determine whether any program is appropriate for your circumstances. Bank of Montreal and its affiliates accept no liability for any loss arising from reliance on this information.
Bank of Montreal is licensed to carry on banking business under the Bank Act (Canada). BMO and the BMO logo are registered trademarks of Bank of Montreal.